a {color: #015E9B; text-decoration: underline }

A:hover {color: #015E9B; text-decoration: none}

.subhead1 {font-family: Times, Arial, Helvetica, sans-serif; font-size: 12px; line-height: 18px; color: #0E3193; font-weight: bold;}

.subhead2 {font-family: Times, Arial, Helvetica, sans-serif; font-size: 11px; color: #0E3193; font-weight: bold;}

.subhead3 {font-family: Times, Arial, Helvetica, sans-serif; font-size: 21px; color: #333333; font-weight: bold;}

.body1 {font-family: Times, Helvetica, sans-serif; font-size: 12px; line-height: 14px; color: #333333}

.body2 {font-family: Times, Helvetica, sans-serif; font-size: 12px; line-height: 16px; color: #333333}

.small {font-family: Times, Helvetica, sans-serif; font-size: 10px; color: #0E3193}

.small2 {font-family: Times, Helvetica, sans-serif; font-size: 10px; color: #333333}

.footer {font-family: Times, Helvetica, sans-serif; font-size: 11px; line-height: 14px; color: #7E7456}

li { list-style-type: square; margin-left: -15px; }

.margintop  {margin-top: -10px}

.spacing-20px {margin-top: 20px}

.spacing-10px {margin-top: 10px}

.spacing-5px {margin-top: 5px}

.spacing-15px {margin-top: -15px}